So you’ve had a Collision Accident and are looking for advice and guidance on what repairs to do now and where to go? We all hope that we don’t have many accidents in our lifetime but sadly it happens to more of us than others. So what is your next step? On average we have a Collision Accident every 7 years but lets hope its much less than that. Firstly, make sure that you think of safety first and try to move your car if possible. Then gather as much information from the other party, names, address, phone number, insurance company name. Also take the make, model of both parties involved. Depending on how bad your accident was, depends on whether you would like to claim on your insurance policy.
Car accident damage before and after repair
COLLISION ACCIDENT REPAIR ADVICE AND GUIDANCE
Did you know that you have a right not to put it through your car insurance? If you put it through the car insurance you will pay your excess. Work out how much this excess is before calling the insurance company. Next years car insurance premium will increase by the full cost of all of the accident repairs on both vehicles (if it was your fault). A percentage will be added on to your premium to cover their costs. Going down this route could be very costly to you in the long run.
Things to take into account:
Was the collision accident your fault?
How bad is the damage?
What is your policy excess?
Does the other party have car insurance and do they wish to make a claim?
YOUR CONSUMER RIGHTS
Insurance Companies can be intimidating. So after speaking to them about your Collision Accident Repair, check out your rights. If you decide to go through your insurance company, you maybe told by your insurance company that you need to use the preferred repairers. This is not the case, you have lots of rights as a consumer and lots of people don’t know what these rights are. You have the right to use your own chosen repairer and this is covered by the Consumer Rights Act 2015.
Do not let your Insurance company tell you anything different! If they do try to tell you differently how your Collision Accident Repair will go, challenge them and explain what you know of your rights. The Insurance Act 2015 also states that before a contract has been made, the insurer has to make the consumer aware that the contract is fitting of what they have requested and if they want to force the consumer into using their preferred repairer (from which repair they make a hefty commission) that the consumer is told about this prior to the contract being formed. This should have no material detriment to the consumer. To say this after the contract has been formed is a breach of the act.
Car Collision Damage before and after repair
Its good advice for you to double check that the Body shop that you wish to use are experts to complete the repair to the manufacturers standards and that they can complete your Collision Accident Repair .
We do recommend that you check out the Body Shop that you want to use, to ensure that they have the equipment and the qualified staff to repair your car to its pre-accident condition and repair it correctly to manufacturers standard.
NOW ITS TIME TO READ YOUR INSURANCE POLICY
Your Insurance Company will expect to make a profit on everything that they do. You will find that if you have your repairs done through your Insurance Company Approved Repairer they will fit parts that are Insurance Rated parts which are cheaper by half the price. Now who’s to say that they will react the same as an original manufacturer part would when involved in an accident?
If you use your own repairer, you will be given a choice of using Manufacturers brand new parts (higher cost) or Insurance Rated parts (middle cost) or second hand original parts (lower cost). But the difference is its your choice and your money that is being spent.
OTHER IMPORTANT INFORMATION
If your insurer classes your vehicle as category D (which means total loss) and you realise that you love your car and don’t want it to be written off. You now have the right to request for it to be repaired if the repair costs are less than its market value. Always remember that this is your choice.
In these circumstances, your need to know what rights you have as a consumer. So when taking the step to get your car repaired you need to be aware of the following:
Your right to check out and choose the body shop of your choice to carry out the repairs
Your right for the vehicle to be repaired as to how it would have looked before the accident
You only need to get one repair estimate and you have the law on your side to stick to that estimate
Car accident collision damage before and after repair
THE TRUTH ABOUT YOUR COLLISION ACCIDENT REPAIR
Insurance Approved Body Repair shops are regulated and ruled by the Insurance Companies. They are screwed down to cheap rates. So you car will be repaired cheaply and too quickly. Do you think that the repair would be carried out to its fullest and professionally? Insurance Companies will have their Body Repair Shops nailed down to give them lots of discounts. As well as introduction fees, courtesy cars, crash audit costs. So you can imagine that the body shop ends up doing the minimum repair. This would be because they are running at a bare minimum profit on each job. After all they are in business to make a profit.
Your Insurance Company will cut corners to make sure that they make the biggest profit out of your car accident and you will pay for this profit. Don’t let your Insurance Company pressurize you into using their approved repairer. You have so much choice and rights on your side but they won’t tell you that!
LOOKING FOR A PROFESSIONAL COLLISION ACCIDENT REPAIR BODY SHOP?
Do your research on the internet, look at reviews on Google and Yell and other review sites.
Some Body Shops will liaise with your Insurance Company on your behalf and some don’t (as it takes their time)
Here at CPR Car Body Repairs Liverpool, we will give you a competitive quote, we will use manufacturer parts (if going through your Insurer) or if you decide to not go through your insurance policy (this protects your no claims bonus & your pocket) and you choose to do the repair privately then you will have the choice to use manufacturer parts (higher cost) or insurance rated parts (middle cost) or second hand parts (lower cost). Remember that the choice is totally yours and not your Insurers.
So you’ve had a bump, accident or collision , you now have damage to your car body and are worried of the potential repair costs.. I remember the feeling! You’ve been surfing the net for a quote and there are so many different companies out there but you need a local car body repair garage to you to make it easier on your pocket and somebody you can trust. Therefore you need expert car body repairs in Liverpool.
Mercedes showing car body damage
Looking for decent advice on Car Body Repairs in the Liverpool area is very much a minefield, getting the right value for money and quality of workmanship versus paying through the nose for bad car body repairs.
What’s the approximate cost of Car Body Repairs?
Research of over 6,100 Car Body Repair Garages in the UK and the rate of Bodywork professionals can range from £50 per hour to over £230 per hour.
It is always best to shop around for price and look at the Car Body shop’s reviews on their social media and on Google. As an example, check out our Google reviews here https://g.page/cpr-car-body-repairs-ltd
If you do a google search on the Car Body Repair business then you will see the amount of reviews and stars they have as well as their years of trading. A decent company will have many high star reviews. How many, depends on how long they have been trading for and also if their Customers can be bothered to leave a review. It is always good to know that these customers who do leave a review, feel that the level of service that they have received , together with the price and quality of workmanship was great enough for them to look for this business online and actually put a review on them so it is important to know how much weight these reviews hold.
To help you understand what Car Body Repair you may need, we’ve put this quick guide together:
There is a large range of Car Body Repair Services such as:
Light clear coat scratches – these are on the surface lacquer and have not gone into the paint layer below so will not require a paint spray to fix them but only a buffer to help buff them out – these aren’t very costly due to the limited work required to buff the scratch up
Scuffed and scratched Paint – this is cosmetic damage and deep so will require to be painted and will be more costly
More severe paint scratches – this is where the scratch has gone so deep, it has gone through to the base metal of the panel. This will require more work and effort to blend into the paintwork
Vehicle body and panel dents – this depends on where the dent is as they can appear anywhere on the car and this will indicate how easy or harder to fix. The more severe the damage, the more work will have to be put into remedying the problem. It could be that you have to replace the panel which increases your costs or you could have the dent filled in so it is invisible and painted which is not as costly as replacing the panel.
Rust Repairs – Cars deteriorate over time and especially with the wonderful UK rainy damp weather which can play havoc on your car body paintwork. This can result in small bubbles in the surface paintwork or worst case scenario, can result in heavy corrosion around the wheel arches with pitted dotted areas over the chrome. This just takes the pristine look off your vehicle.
Collision Accident Damage
Any accident or collision with another vehicle results in deep gauges in the cars paintwork. These are much more complicated repairs that may need filling, spray painting, blending and buffing. The most regular damage that we see in our Car Body Repair Garage in Liverpool is Bumper damage because this will incur the impact first. This type of damage is more complicated and may require a new panel and we don’t advise you to attempt to fix it yourself as it may reduce the cars value or not hold up in a future crash if not done professionally.
Mercedes showing Car Body Repair completed
Different types of Car Body Repairs – such as:
Polished Alloy Wheels
Damageless Wing Mirrors
Faultless door handles
Diamond Cut Alloy Wheels
Powder coated Alloy Wheels
Colour change Alloy Wheels
Car Body Repairs that are Essential
A damaged or missing Vehicle Number Plate
A badly cracked or damaged front windscreen
No wing mirrors or damaged wing mirrors
Any damage with a sharpe edge that may stick out potentially injuring a pedestrian
Anything whatsoever that is dangling and touching the floor
Missing Wheel nuts
Missing Drivers Wheel
Faulty Brakes or hand brake
Quality & Finish
When looking for decent Car Body Repairs in Liverpool, its important that you find the right one to restore your car to its former glory. The finish and quality of the paintwork is essential, if the paintwork is sub standard then it ruins the overall look of the car.
Sometimes your excess is less than the cost of the repair. If you claim then your insurance premium will go up next year to cover this cost. Then you end up paying for the whole job anyway. Your Insurance premium will rise the following year they always do. A good Car Body Repair Garage will deal with the Insurance Company on your behalf!
Also, paying privately stops you damaging your no claims bonus so it simply is a no brainer.
Be aware of going through your Insurance Company for Repairs
If you claim on your Insurance, your Insurers are obliged to allow you to choose your own Repairer. Sometimes the Insurers get you to use their Approved Repairers because they get commission from the repair. A decent Car Body Repair Garage will chase the Insurance Company for the cost of the repair less your excess. Some Insurance Companies may mess you around. Don’t worry, your Insurance company will pay out your claim as long as you have abided by their rules.
How to find us?
You are most welcome to pop into our Car Body Repair Garage in Liverpool for a chat or quote for your Car Body Repair needshttps://www.scuffsnscratches.co.uk/car-body-repairs/. We will explain & take you through the process with no stress. We are here to help and we provide quality Car Body Repairs in and around the Liverpool area.
Have you had an accident in your car or Van in the Liverpool area? You may believe that your car insurance company can dictate to you who completes the repairs on your vehicle. That’s exactly what we’ve all been led to believe. Here at CPR Liverpool Accident Repair Centre we are your local car body repairs specialists, we can tell you that this is wrong and we can help you!
They may be called bumpers, but bump them too many times and your car will soon be in need of repair. This is especially the case in summer when lots more cars are on the road and some of the drivers are not as careful. Even in the winter where we have frost and ice making cars skid and crash. If your car bumper is covered in micro scratches, or the paintwork has started to chip then you need to act now. These small imperfections will gradually reduce the appearance and value of your precious car. Liverpool Car Bumper Repairs Specialist won’t necessarily break the bank. Refurbishing and repairing the body panel often is significantly cheaper than replacing it and the overall cost can be cheaper than the excess of your car insurance. So you can save your no claims discount and keep your car insurance premiums down.